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Universal Life and Indexed UL Current Trends and Reactions
values to be available for dis‑ tribution is the primary concern of the buyer. Within this category are ... separately by product type. The use of long‑term care (LTC) riders attached to life insur‑ ance policies ...- Authors: Susan Saip
- Date: Nov 2017
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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Life Insurance Product Development Innovation and Optimization
products such as a critical illness or long-term care, which provide payouts triggered by a health-related ... existing products and trends in the market as their primary information sources when designing new products ...- Authors: Farron Blanc
- Date: Mar 2017
- Competency: External Forces & Industry Knowledge>General business skills
- Publication Name: Product Matters!
- Topics: Health & Disability>Critical illness insurance
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Fixed Annuities Complement Investment Planning
consider the issue of long-term care. Medicare typically does not cover such care beyond a short period following ... and Medicaid will typically not pay for long-term care until after an indi- vidual’s assets are depleted ...- Date: Feb 2011
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Product Matters!
- Topics: Annuities>Fixed annuities; Long-term Care>Long-term care insurance
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Introduction to Private Placement VUL
per asset charge (often called the M&E) as the primary source of profit. This provides an ongoing profit ... diversification and investor control to be satisfied. The primary measure of competitiveness is internal rate of ...- Authors: Daniel Theodore
- Date: Nov 2002
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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Profile of a Term Leader
that have increased prices lower. Without them, direct com- the number of classes they offer to panies ... While the fierce competition among reinsurers and direct companies is contrib- uting to lower term rates ...- Authors: John Tak
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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Product Matters! – Issue No. 84 – October 2012
UL/IUL products with chronic illness and long-term care (LTC) riders as more and more companies begin to ... UL/IUL products with chronic illness and long-term care riders. ... Figure 3: Average Ages, All distribution ...- Authors: Society of Actuaries
- Date: Oct 2012
- Publication Name: Product Matters!
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The Evolution of LTC/Life Combination Products
assumptions, underwriting, and design for long term care combo products over the past 30+ years. The objective ... August 2021 It is difficult to believe that long‑term care / life combination (LTC/life combo) products have ...- Authors: Vratislav Vodrazka
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Long-term Care>Long-term care innovation
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Insights Into Life PBR Emerging Practices
principle-based reserves (PBR) practices. Forty direct writers and reinsurers with 80 percent market ... Report, second quarter 2018, shows IUL sales with a primary pricing objective of death benefit, guaranteed ...- Authors: Kevin Carr, Andrew Radel, Chris Whitney
- Date: May 2019
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Universal life; Life Insurance>Whole life; Reinsurance>Life reinsurance
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Product Matters! November 2002, Issue No. 54
products such as disability income or long term care. Under the acceler- ated rider, the policyholder ... market including individual, voluntary (worksite), direct response and group. Some products may offer a series ...- Authors: Application Administrator, Douglas Doll, Jay Jaffe, Michael Kaster, Daniel Theodore, Susan Kimball, Michael Taht, Mary J Bahna-Nolan, Andrew M Erman, John J Spina
- Date: Nov 2002
- Publication Name: Product Matters!
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Product Development News, October 1998, Issue No. 47
millennium to take advantage of changes in the health care system, tax reform, technological advances, and ... insurance – Reverse mortgages – CCRCs – Long-term care C Insights into senior marketing. This seminar ...- Authors: Application Administrator, John Fenton, Douglas French, A Micheal McMahon, Mark Milton, David G Whittemore, Jonathan Hecht
- Date: Oct 1998
- Publication Name: Product Matters!